Financing Hub

Compare structures, model ROI, and shortlist partners.

Solar PPA

Third-party owned. No capex, fixed $/kWh.

Term

20 yr

Rate

—

Pay

$/kWh

Equipment Loan

Own the asset. Full ITC + depreciation.

Term

10 yr

Rate

7.4% APR

Pay

$12.4K / mo

Operating Lease

Off balance sheet. Predictable opex.

Term

7 yr

Rate

—

Pay

$9.8K / mo

Subscription / EaaS

Outcome-based. Pay for savings delivered.

Term

Flex

Rate

—

Pay

Share of savings

ROI Calculator

AI-tuned defaults

System size1,200 kW DC

Term10 years

Interest rate7.4 %

System capex

$1.74M

Monthly payment

$20.6K

Annual savings

$264K

Simple payback

6.6 yr

Recommendation

For this profile, Solar PPA minimizes balance-sheet impact while preserving 92% of net savings. If ITC capture matters, switch to Equipment Loan for $214K higher 10-yr NPV.

Financing partners

Greenwave Capital
PPA · Lease · Rated A
SunStream Finance
PPA · Rated A
Helios Lease Co
Lease · Rated A
PACE Northeast
PACE · Rated A